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Lenders Offering Down Payment Assistance Programs

Browse verified lenders that provide DPA options. Filter by state and borrower eligibility.

Lender DPA Programs

97 lenders

JMAC Lending Inc.
Homebuyer Education
Owner-occupancy

FICO: 600, 660 for Manual

AD Mortgage
FTHB

FICO: Varies by programs

BluePoint Mortgage
Income Limit
Owner-occupancy

FICO: 600

BluePoint Mortgage
Income Limit
FTHB
Homebuyer Education
Owner-occupancy

FICO: 680

BluePoint Mortgage
Income Limit
FTHB
Homebuyer Education
Owner-occupancy

FICO: 640

Click n' Close
Meet FHA/USDA guidelines

FICO: 640

Click n' Close
Meet FHA/USDA guidelines

FICO: 650

Community Wholesale Lending
Income Limit
Homebuyer Education
Owner-occupancy

FICO: 600

Community Wholesale Lending
Owner-occupancy

FICO: 600. 660 for Manual UW

Community Wholesale Lending
Owner-occupancy

FICO: 600. 660 for Manual UW

FBC Mortgage
FTHB

FICO: 640

Giant Lending
Homebuyer Education
Meet FHA/USDA guidelines

FICO: 620. 660 for Manual UW

Giant Lending
Income Limit
FTHB

FICO: 640

Giant Lending
Income Limit
FTHB

FICO: 680

Kind Lending
Homebuyer Education

FICO: 600

Kind Lending
Income Limit
FTHB
Homebuyer Education
Owner-occupancy

FICO: 640

Kind Lending
Income Limit
FTHB
Homebuyer Education
Owner-occupancy

FICO: 680

Kind Lending
Income Limit
Homebuyer Education

FICO: 600, 660 for Manual UW

Kind Lending
Income Limit
US citizens/Permanent Residents

FICO: 620 for DU, 640 for Manual UW

LoanStream Mortgage
Homebuyer Education
Owner-occupancy
Meet FHA/USDA guidelines
US citizens/Permanent Residents

FICO: 620, 660 for Manual UW

LoanStream Mortgage
Income Limit
FTHB
Homebuyer Education
Owner-occupancy

FICO: 640

LoanStream Mortgage
Income Limit
FTHB
Homebuyer Education
Owner-occupancy

FICO: 680

New Wave Lending Group
Income Limit
FTHB
Homebuyer Education
Owner-occupancy

FICO: <80% AMI: 660. >80% AMI: 680

NewRez LLC

FICO: Varies by programs

Open Mortgage Wholesale, Roundhouse Lending
Homebuyer Education
US citizens/Permanent Residents

FICO: 580, 600 for Manual UW

Open Mortgage Wholesale, Roundhouse Lending
Homebuyer Education

FICO: 580

Sun West Mtg Co Wholesale
Income Limit
FTHB
US citizens/Permanent Residents

FICO: 620

Sun West Mtg Co Wholesale
Income Limit
FTHB

FICO: 620

Sun West Mtg Co Wholesale

FICO: 580

Sun West Mtg Co Wholesale
Income Limit
FTHB
Homebuyer Education
Owner-occupancy

FICO: 640

Sun West Mtg Co Wholesale
Income Limit
FTHB
Homebuyer Education
Owner-occupancy

FICO: 680

Sun West Mtg Co Wholesale
Homebuyer Education

FICO: 620

Sun West Mtg Co Wholesale
Income Limit
Owner-occupancy
US citizens/Permanent Residents

FICO: 660

Sun West Mtg Co Wholesale
TPO GO
Loan limit
Homebuyer Education

FICO: 600

TPO GO
Income Limit
Loan limit
FTHB
Homebuyer Education

FICO: 600

Windsor Mortgage Solutions
Income Limit
Homebuyer Education
Owner-occupancy

FICO: 600

Windsor Mortgage Solutions
Homebuyer Education
Owner-occupancy

FICO: 660

Windsor Mortgage Solutions
Homebuyer Education

FICO: 640

Windsor Mortgage Solutions
Income Limit
Homebuyer Education
Owner-occupancy

FICO: 600

Windsor Mortgage Solutions
Income Limit
FTHB
Homebuyer Education
Owner-occupancy

FICO: 640

Windsor Mortgage Solutions
Income Limit
FTHB
Homebuyer Education
Owner-occupancy

FICO: 680

Windsor Mortgage Solutions
Windsor Mortgage Solutions
Income Limit
FTHB
Homebuyer Education
Meet FHA/USDA guidelines

FICO: 640. Manual Underwrite: 660

eLEND / AFR Wholesale
Income Limit
FTHB
Public service workers
Underserved census tract
Homebuyer Education

FICO: 620

eLEND / AFR Wholesale
Income Limit
Public service workers
Owner-occupancy
Broker First Funding
Income Limit
FTHB
Homebuyer Education
Owner-occupancy

FICO: 680

Broker First Funding
Income Limit
FTHB
Homebuyer Education
Owner-occupancy

FICO: 640

Broker First Funding
Loan limit
Homebuyer Education
Owner-occupancy

FICO: 600

Gold Star Mortgage Financial Group, Corporation

FICO: 600 with DU Approve/Eligible. 660 with DU Refer

Gold Star Mortgage Financial Group, Corporation
Income Limit
Owner-occupancy

FICO: 660

Gold Star Mortgage Financial Group, Corporation
Income Limit
FTHB
Homebuyer Education
Owner-occupancy

FICO: 620 for FHA/USDA. 640 for Conventional loans

Gold Star Mortgage Financial Group, Corporation
Income Limit
FTHB
Homebuyer Education
Owner-occupancy
Meet FHA/USDA guidelines

FICO: 640 for Conventional, USDA, VA. 650 for FHA

Gold Star Mortgage Financial Group, Corporation
Income Limit
FTHB
Homebuyer Education
Owner-occupancy

FICO: 640

First Alliance Home Mortgage, LLC
FTHB
First Alliance Home Mortgage, LLC
A Mortgage Boutique
Homebuyer Education

FICO: 600

Ameritrust Mortgage Corporation
Homebuyer Education
Owner-occupancy

FICO: 600. Manual Underwrite: 660

Ameritrust Mortgage Corporation
Homebuyer Education
Owner-occupancy

FICO: 600. Manual Underwrite: 660

Calvet Home Loans
Veteran
Carrington (CMS)
Meet FHA/USDA guidelines

FICO: 580

Eleven Mortgage
Homebuyer Education
Owner-occupancy

FICO: 600

Everstream Mortgage
Income Limit
Homebuyer Education
Owner-occupancy

FICO: 600, 660 for Manual

Forward Lending
Income Limit
FTHB
Homebuyer Education
Owner-occupancy

FICO: 640

Forward Lending
Income Limit
FTHB
Homebuyer Education
Owner-occupancy

FICO: 680

Forward Lending
Meet FHA/USDA guidelines
US citizens/Permanent Residents

FICO: 600,660 for Manual UW

Go Mortgage
HOMESÍ by Supreme Lending
Owner-occupancy
Meet FHA/USDA guidelines

FICO: 620

HOMESÍ by Supreme Lending
Owner-occupancy

FICO: 600

Jet Mortgage
Homebuyer Education
Owner-occupancy

FICO: 600

Jet Mortgage
Homebuyer Education
Owner-occupancy

FICO: 600

Lendz Financial
Owner-occupancy

FICO: 700

Loan Lock Prime
Owner-occupancy

FICO: 600. 660 for Manual UW

Loan Lock Prime
Income Limit
FTHB
Homebuyer Education
Owner-occupancy

FICO: 680

Loan Simple, Inc.

FICO: 620

Loan Simple, Inc.

FICO: 620

MLB Wholesale, LLC
No requirement

FICO: 620 and 640

MortgageOne, Inc.
Income Limit
Homebuyer Education
Owner-occupancy

FICO: 600

MortgageOne, Inc.
Income Limit
FTHB
Public service workers
Underserved census tract
Homebuyer Education

FICO: 580

Nations Direct Mortgage
Income Limit
Homebuyer Education

FICO: 600, 660 for Manual

Orion Lending
Homebuyer Education

FICO: 640

Orion Lending
Loan limit

FICO: 640

Orion Lending
Loan limit
Homebuyer Education
Owner-occupancy

FICO: 640

Paramount Residential Mortgage Group, Inc.

FICO: Varies by programs

Paramount Residential Mortgage Group, Inc.
Income Limit
Homebuyer Education
Paramount Residential Mortgage Group, Inc.
Loan limit
Homebuyer Education
Owner-occupancy

FICO: 600

Plaza Home Mortgage Inc.
FTHB
Homebuyer Education
Owner-occupancy
Meet FHA/USDA guidelines
US citizens/Permanent Residents

FICO: 600

Sierra Pacific Mortgage
Income Limit
Loan limit
FTHB
Public service workers
Sierra Pacific Mortgage
Income Limit
FTHB
Owner-occupancy
Simple TPO
Meet FHA/USDA guidelines

FICO: Forgivable: 640. Repayable: 600

SimplyPMG
Homebuyer Education
Owner-occupancy

FICO: 600

SimplyPMG
Homebuyer Education

FICO: 600

The Funding Pool By RanLife
Public service workers
Veteran

FICO: 620

The Funding Pool By RanLife
Income Limit
Homebuyer Education
The Funding Pool By RanLife
Towne Mortgage Company
Homebuyer Education
US citizens/Permanent Residents

FICO: 600

Union Home Mortgage
Income Limit
FTHB
Owner-occupancy
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